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  2. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In the UK alone, for example, there are an estimated seven million consumers who would not be eligible for a bank loan because of their credit score or their lack of credit history. Some guarantor loan companies aim to position themselves as a better alternative to payday loans, by offering loans at lower APRs than those offered by payday loan ...

  3. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  4. How much can I borrow with a personal loan if I have bad credit?

    www.aol.com/finance/much-borrow-personal-loan...

    Upstart, for example, offers unsecured loans up to $50,000 and doesn’t have a credit score requirement. It does have a minimum income requirement of $12,000 though, so that will be considered ...

  5. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Look into secured loans: These loans use an asset like a home or car as collateral, which can result in more favorable rates compared to unsecured loans. The drawback is if you default on the loan ...

  6. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  7. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    Unsecured loans are primarily based on the borrower's creditworthiness, with lenders evaluating credit history, income, and financial stability to determine eligibility. Interest rates for these loans can vary widely depending on the lender and the borrower's credit score.

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