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The Bank of America Customized Cash Rewards credit card is a rewards card designed to let you choose your own cash-back category each month — including 3% cash back for online purchases. Imagine ...
Other cash-back categories include 3% on drugstore and dining purchases and 1.5% cash back on all other purchases. ... Bank of America ® Customized Cash Rewards Credit Card Key Benefits.
The best choice, on average, will likely be a card with a standing cash-back rewards number of 1.5% or 2% that you can use without any fees, special restrictions, or cash-back earning caps.
An MCC reflects the primary category in which a merchant does business and may be used: to determine the interchange fee paid by the merchant, with riskier lines of business paying higher fees; by credit card companies to offer cash back rewards or reward points for spending in specific categories [4] [5]
In addition to cash back, these apps frequently offer immediate savings through discounts and coupon codes. Along with offering rewards for shopping specific brands, these apps typically grant ...
In 2008, the Bank Administration Institute transferred copyright ownership of the BAI file format to the Accredited Standards Committee X9, Inc. - Financial Industry Standards . As of early 2009, the document is being revised by an X9 committee of bankers and corporate members to become an American National Standard .
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The Independent Community Bankers of America specifically requested information about a new online gambling merchant category code. [60] Mastercard has dedicated MCC 7801 to online gambling. This code is distinct from 7800 for government owned lotteries and 7802 for government licensed horse and dog tracks. [61]