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  2. The great Demotech scare of 2022: a catalyst for change in ...

    www.aol.com/finance/great-demotech-scare-2022...

    Demotech downgraded FedNat’s FSR from A to S in April 2022 and withdrew its rating in August — this company was also declared insolvent by the Florida Office of Insurance Regulation on ...

  3. Stock upgrades and downgrades: What it means when an ... - AOL

    www.aol.com/finance/stock-upgrades-downgrades...

    A downgrade is when an analyst changes their rating on a stock from a higher rating to a lower rating. For example, an analyst might downgrade a stock from a “buy” to a “hold” or a “hold ...

  4. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    Ratings for insurance companies matter because they highlight the financial stability of an insurer and help people gauge if the company will be able to provide them with the money they need in ...

  5. Credit rating agencies and the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agencies_and...

    source: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States, p.229, figure 11.4 Credit rating agencies came under scrutiny following the mortgage crisis for giving investment-grade, "money safe" ratings to securitized mortgages (in the form of securities known as mortgage-backed securities (MBS) and collateralized debt obligations ...

  6. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

  7. Subprime crisis impact timeline - Wikipedia

    en.wikipedia.org/wiki/Subprime_crisis_impact...

    September 16: Moody's and Standard and Poor's downgrade ratings on AIG's credit on concerns over continuing losses to mortgage-backed securities, sending the company into fears of insolvency. [217] [218] In addition, the Reserve Primary Fund "breaks the buck" leading to a run on the money market funds. Over $140 billion is withdrawn vs. $7 ...

  8. A.M. Best Downgrades Issuer Credit Rating of National ... - AOL

    www.aol.com/news/2013-04-02-am-best-downgrades...

    A.M. Best Downgrades Issuer Credit Rating of National Lloyds Insurance Company OLDWICK, N.J.--(BUSINESS WIRE)-- A.M. Best Co. has downgraded the issuer credit rating (ICR) to "a" from "a+" and ...

  9. 2008 financial crisis - Wikipedia

    en.wikipedia.org/wiki/2008_financial_crisis

    December 19, 2007: the Standard and Poor's rating agency downgrades the ratings of many monoline insurers which pay out bonds that fail. [citation needed] December 31, 2007: Despite volatility through the last part of the year, markets close above where they started the year, with the DJIA closing at 13,264.82, up 6.4% for the year. [104]