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  2. For premium support please call: ... Multiply non-health insurance expenses by 28 — roughly equal to a 3.5% withdrawal rate — multiply expected health insurance costs by 40 and put aside 12-24 ...

  3. How to calculate your FIRE number - AOL

    www.aol.com/finance/calculate-fire-number...

    The 4 percent rule was popularized in a landmark 1998 research report known as the “Trinity study,” which analyzed past market performance to determine a safe withdrawal rate in retirement.

  4. Can You Deduct Homeowner’s Insurance on Your Taxes? - AOL

    www.aol.com/deduct-homeowner-insurance-taxes...

    Calculate (as a percentage) exactly how much space your office takes in your home. For example, if your home office is 120 square feet and your home is 2,000 square feet, the percentage of your ...

  5. Reinsurance Actuarial Premium - Wikipedia

    en.wikipedia.org/wiki/Reinsurance_Actuarial_Premium

    Reinsurance pure premium rate computing, add charges, taxes and reduction of treaty "As if" data involves the recalculation of prior years of loss experience to demonstrate what the underwriting results of a particular program would have been if the proposed program had been in force during that period.

  6. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    The loading "refers to the amount of the premium necessary to cover other expenses, particularly sales expenses, and to allow for a profit". The gross rate "is the pure premium and the loading per exposure unit". Finally, the gross premium is the premium paid by the insured consisting of the gross rate multiplied by the number of exposure units ...

  7. Rate base (utility) - Wikipedia

    en.wikipedia.org/wiki/Rate_base_(utility)

    The rate base can include: cash, working capital, materials and supplies, deductions for accumulated provisions for depreciation, contributions in aid of construction, customer advances for construction, accumulated deferred income taxes, and accumulated deferred investment tax credits, all dependent on the method that is used in the calculation.

  8. Retirement investing basics: A beginner’s guide - AOL

    www.aol.com/finance/retirement-investing-basics...

    You can use Bankrate’s retirement calculator to determine how much money you’ll need so you can adjust your savings accordingly. Set realistic investing goals and don’t underestimate the ...

  9. Actuarial reserves - Wikipedia

    en.wikipedia.org/wiki/Actuarial_reserves

    Modified reserves are based on premiums which are not level by duration. Almost all modified reserves are intended to accumulate lower reserves in early policy years than they would under the net level premium method. This is to allow the issuer greater margins to pay for expenses which are usually very high in these years.