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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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    Microsoft Excel Personal Monthly Budget Spreadsheet. Where to get it: Microsoft 365. As a heads up, if you’re interested in free Microsoft Office budget templates, you’ll likely find the ...

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

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    Best Free Template for a Monthly Budget. Vertex42 gave us our favorite yearly budget template, ... Best 50/30/20 Budget Template. Available for Excel and Google Sheets, ...

  4. Ramit Sethi: How To Create a ‘Conscious Spending Plan’ - AOL

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    Ramit Sethi, a personal finance advisor and the author of "I Will Teach You to Be Rich," is also an advocate of conscious spending -- as detailed in his "Conscious Spending Plan." This simplified ...

  5. Microsoft Excel - Wikipedia

    en.wikipedia.org/wiki/Microsoft_Excel

    Microsoft Excel is a spreadsheet editor developed by Microsoft for Windows, macOS, Android, iOS and iPadOS.It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications (VBA).

  6. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  7. 9 best budgeting apps for January 2025: $0 and low-cost ways ...

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    With YNAB, you set targets for customized spending categories — like savings, spending, monthly expenses, debt or travel. You then link your banking, credit card, loans and other financial ...