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  2. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may ...

  3. What to know before closing a credit card with a balance - AOL

    www.aol.com/finance/know-closing-credit-card...

    Credit history: Since the average length of your credit history makes up 15 percent of your FICO score, closing accounts can hurt your credit score in the short term and even over time if you don ...

  4. VantageScore FAQs - AOL Help

    help.aol.com/articles/VantageScore-FAQs

    Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting ...

  5. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    Check your credit score and credit reports. ... Check with your bank or credit card provider. Many lenders and credit card issuers provide free credit score tracking. ... the number of complaints ...

  6. What is an outstanding balance on a credit card? - AOL

    www.aol.com/finance/outstanding-balance-credit...

    This means you could owe $5,000 on your credit card on the 3rd of any given month, pay off your outstanding balance on the 10th of the month and show a $0 credit card balance by the time your ...

  7. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    First and foremost, carrying a balance will affect your credit utilization ratio, which makes up 30% of your credit score calculation. This applies even if you’re carrying a balance on a 0 ...