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According to Visa's compliance validation details for merchants, level-4 merchant compliance-validation requirements ("Merchants processing less than 20,000 Visa e-commerce transactions annually and all other merchants processing up to 1 million Visa transactions annually") are set by the acquirer. Over 80 percent of payment-card compromises ...
The Payment Card Industry Data Security Standard (PCI DSS) consists of twelve significant requirements including multiple sub-requirements, which contain numerous directives against which businesses may measure their own payment card security policies, procedures and guidelines. [2] [3] [4] [5]
The payment card industry consists of all the organizations which store, process and transmit cardholder data, most notably for debit cards and credit cards.The security standards are developed by the Payment Card Industry Security Standards Council which develops the Payment Card Industry Data Security Standards used throughout the industry.
LifeLock maintains the highest level of Payment Card Industry Data Security Standard (PCI-DSS) compliance. As a Level 1 merchant under the PCI-DSS, LifeLock follows a set of requirements that helps protect cardholder data. This is the accepted standard for all organizations that process credit card information.
PCI SSC has compiled a list of payment applications that have been validated as PA-DSS compliant, with the list updated to reflect compliant payment applications as they are developed. Creation and enforcement of these standards currently rests with PCI SSC via Payment Application-Qualified Security Assessors (PA-QSA). PA-QSAs conduct payment ...
Within most areas, a cryptographic module receives a security level rating (1–4, from lowest to highest), depending on what requirements are met. For other areas that do not provide for different levels of security, a cryptographic module receives a rating that reflects fulfillment of all of the requirements for that area.