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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  4. These states are increasing minimum coverage ... - AOL

    www.aol.com/finance/states-increasing-minimum...

    House Bill 113, passed in 2023, will raise minimum car insurance requirements in Utah, but not as drastically as in California. ... Required in no-fault states. Medical payment coverage (MedPay)

  5. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    This coverage can also be purchased in some at-fault states. Medical payments coverage (MedPay): ... These limits reflect the increase that took place in January 2023. New Jersey’s minimum ...

  6. Tennessee car insurance laws - AOL

    www.aol.com/finance/tennessee-car-insurance-laws...

    In January 2023, Tennessee increased the state property damage liability requirement for auto insurance from $15,000 to $25,000. Existing minimum coverage policyholders saw their property damage ...

  7. New York car insurance laws - AOL

    www.aol.com/finance/york-car-insurance-laws...

    In August 2023, New York passed a ... Although it is a no-fault state, fault still exists in New York when it comes to property damage. The term no-fault applies only to medical expenses, injuries ...

  8. Arkansas car insurance laws: What you need to know - AOL

    www.aol.com/finance/arkansas-car-insurance-laws...

    For this reason, drivers in no-fault states are required to carry ... this verification system has successfully dropped the rate of uninsured drivers from 16% in 2020 down to 8.7% as of 2023. This ...

  9. How does auto liability work?

    www.aol.com/finance/does-auto-liability...

    Most no-fault states still require drivers to carry bodily injury liability. ... Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states ...