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Read on to see the maximum Social Security benefit at ages 62, 66, and 70 in 2025. I'll also discuss what it takes to earn the maximum payout. Two Social Security cards lying atop a $100 bill.
The youngest age to claim Social Security is 62, and you're eligible for your complete monthly benefit without a reduction at full retirement age (FRA), which is 67 for anyone born in 1960 or later.
Turning 62 is a big milestone. For many, it marks the end of a decades-long career. It also signals eligibility for Social Security benefits, a primary source of income for a lot of retirees.
Data source: Social Security Administration. Here's the maximum possible Social Security benefit at ages 62, 66, 67, and 70. Determining the best age to claim Social Security will come down to ...
But Social Security benefits are designed to replace about 40% of a person's working income. Gen X, meanwhile, is also shaping up to hit retirement without enough saved for their golden years.
Image source: Getty Images. 1. Social Security benefits are rising by 2.5%. Each year, Social Security benefits are eligible for an automatic cost-of-living adjustment, or COLA.
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