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2. Overseas Filipino Bank - Wikipedia

   en.wikipedia.org/wiki/Overseas_Filipino_Bank

   The Overseas Filipino Bank (OFBank) is the state-owned digital-only, branchless bank in the Philippines.Formerly known as the Philippine Postal Savings Bank (PPSB) or PostBank, it is the smallest of the Philippines' three state-owned banks (the others being Land Bank of the Philippines and Development Bank of the Philippines), and is the 16th largest thrift banks in terms of assets.

3. Mortgage and refinance rates for Jan. 7, 2025: Average rates ...

   www.aol.com/finance/mortgage-and-refinance-rates...

   A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

4. Savings interest rates today: Check higher yields off your ...

   www.aol.com/finance/savings-interest-rates-today...

   This Fed rate is the benchmark that affects interest rates set for deposit accounts, loans, mortgages, credit cards and other financial products. ... After increasing the target interest rate 11 ...

5. Online banks vs. traditional banks: Comparing rates, features ...

   www.aol.com/finance/online-banks-vs-traditional...

   Customer Satisfaction with Online-Only Banks Declines—Despite Higher Interest Rates and Fewer Problems, J.D. Power. Accessed December 26, 2024. Accessed December 26, 2024. About the writers

6. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   The interest rates ranged from 5.6 to 35.8%, depending on the loan term and borrower rating. [43] The default rates varied from about 1.5% to 10% for the more risky borrowers. [ 33 ] Executives from traditional financial institutions are joining the peer-to-peer companies as board members, lenders and investors, [ 44 ] [ 45 ] indicating that ...

7. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...