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  2. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    Theoretically a 100-year flood has a 1 percent chance (1/100 = 0.01 or 1 percent) of occurring in any given year and a 500-year flood has as a 0.2 percent chance (1/500 = 0.002 or 0.2 percent) of occurring in any given year. [12] However, these expected flood elevations actually occur more or less often than expected. [13]

  3. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

  4. 100-year flood - Wikipedia

    en.wikipedia.org/wiki/100-year_flood

    A 100-year flood is a flood event that has on average ... those 100-year flood estimates are well sufficient for the purposes of the National Flood Insurance Program ...

  5. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

    www.aol.com/finance/understanding-fema-risk...

    The average annual cost of flood insurance from the NFIP was $700 per year, but under the new system policyholders pay on average $800. Risk Rating 2.0 considers a host of variables that weren’t ...

  6. Thousands of US communities forgo federal flood insurance - AOL

    www.aol.com/thousands-us-communities-forgo...

    Nationally, 2,279 communities don't participate in the voluntary program that provides insurance against flood damage, according to the Federal Emergency Management Agency, or FEMA, and most ...

  7. What's a 100-year flood? A hydrologist explains

    www.aol.com/news/whats-100-flood-hydrologist...

    A '100-year flood' doesn't mean you'll be flood-free for the next 99 years. Win McNamee/Getty ImagesA 100-year flood, like a 100-year storm, is one so severe it has only a 1% chance of hitting in ...

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