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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Bankrate tip. If you struggle to access funds due to your credit history, compare bad credit personal loan rates where you are more likely to gain acceptance. 2. Upfront fees and hidden costs ...

3. List of scams - Wikipedia

   en.wikipedia.org/wiki/List_of_scams

   A consumer inquires about a payday loan or short-term credit online and is asked for a long list of personal information. The lender is a shell firm; the loan might never be made, but the victim's personal information is now in the hands of scammers who sell it to a fraudulent collection agency.

4. Loan shark - Wikipedia

   en.wikipedia.org/wiki/Loan_shark

   A loan shark is a person who offers loans at extremely high or illegal interest rates, has strict terms of collection, and generally operates outside the law, often using the threat of violence or other illegal, aggressive, and extortionate actions when seeking to enforce the satisfaction of the debt. [1]

5. What you need to know about short-term loans - AOL

   www.aol.com/finance/know-short-term-loans...

   Car title loans: Another type of short-term lending, a car title loan, allows the borrower to use their vehicle as collateral as long as it’s owned outright. These loans usually allow you to ...

6. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

7. Banks and the federal government point fingers as Americans ...

   www.aol.com/banks-federal-government-point...

   Banks are facing increased liability for scams, with $10 billion in losses reported last year. ABA's proposed measures include a national strategy, new federal offices, and updated fraud laws.