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  2. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    Average cost: Between $958 and $ ... 🚗 Say you have a 2010 Ford sedan worth $3,000 and your full-coverage insurance (collision and comprehensive) costs $800 per year with a $500 deductible ...

  3. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Although some drivers have medical payments or PIP coverage to help cover medical costs, if you are found liable for an accident, the injured party or their insurance company may try to recoup ...

  4. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...

  5. Penalties for driving without insurance in Texas - AOL

    www.aol.com/finance/penalties-driving-without...

    The average cost of car insurance in Texas is $2,613 per year for a full coverage policy and $691 per year for a minimum coverage policy, which is about on par with the national average. Most ...

  6. Condition of average - Wikipedia

    en.wikipedia.org/wiki/Condition_of_average

    Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

  7. SR-22 (insurance) - Wikipedia

    en.wikipedia.org/wiki/SR-22_(insurance)

    An SR-22 is not an insurance policy, but a filing, or an add-on, that is added to a personal automobile liability insurance policy. Not all insurance carriers offer SR-22 filings in all territories. For instance, an insurer may offer traditional base coverage in a particular state but not issue an SR-22 in that state. [4]