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2. What is a negative balance on your credit card? - AOL

   www.aol.com/finance/negative-balance-credit-card...

   For example, if you have a zero balance, your credit card issuer will give your credit limit a temporary increase. So, if you have a limit of $5,000 and receive a statement credit for $170, your ...

3. How do credit card refunds work? - AOL

   www.aol.com/finance/credit-card-refunds...

   When you request a credit card refund, the merchant or retailer sends the refund to your credit card issuer first. Your credit card issuer then applies the refund to your statement or balance as a ...

4. AOL Mail

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   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

5. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby ...

6. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

7. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult.

8. Credit note - Wikipedia

   en.wikipedia.org/wiki/Credit_note

   To allow the buyer to purchase an item or service from that seller on a future date, i.e. a gift card or store card credit. Credit notes may be issued by a seller as a goodwill gesture to a buyer who wishes to return previously purchased merchandise (instead of cash repayment) in circumstances where the original sales agreement did not include an explicit refund policy for returned items.

9. What is a credit card balance? - AOL

   www.aol.com/finance/credit-card-balance...

   Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.