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  2. Should you use a personal loan to invest and build wealth? - AOL

    www.aol.com/finance/personal-loan-invest-build...

    With some personal loan rates as high as 35.99 percent APR, the cost of the loan might be more than your potential investment return. In addition, there will be fewer lenders who will likely be ...

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    When you take out a personal loan, you add another payment to your budget. Before taking out a loan, make sure the payment fits comfortably within your current and future financial plans.

  4. Should I get a personal loan? 9 top reasons to consider - AOL

    www.aol.com/finance/personal-loan-9-top-reasons...

    The most common reason to take out a personal loan is to consolidate debt. Fast funding turn times make personal loans a good choice for emergency expenses.

  5. 7 risks of taking out a personal loan - AOL

    www.aol.com/finance/7-risks-taking-personal-loan...

    If you’re a homeowner, check out a home equity loan or HELOC which allows for terms as long as 30 years, giving you a much lower payment than short term personal loans. 6. Falling into a debt spiral

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    The most common way to lower a personal loan rate is to take out another loan with a lower rate and use those funds to pay down the original loan balance. Annual percentage rate vs. interest rate.

  7. 3 Reasons To Take Out a Loan When You Don’t Need the Money

    www.aol.com/3-reasons-loan-don-t-150022924.html

    This is why, for some people, it might make more sense to take out a personal loan instead of a credit card to build credit. However, you’re not going to use the loan.

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