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2. What happens if you go over your credit card limit? - AOL

   www.aol.com/finance/happens-over-credit-card...

   Keep credit utilization low: Try to keep your credit card utilization ratio (the amount of credit you’re using compared to the total credit available) below 30 percent. High utilization can ...

3. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   Your credit limit is the amount of credit you’re approved for by your card issuer. To keep your account in good standing, your balance should remain under your credit limit.

4. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   2. Overdraft fees. 💵 Typical cost: $26 to $35 per occurrence Overdraft fees happen when you spend more money than you have in your checking account, and the bank covers the difference ...

5. Here's the Average American's Credit Limit. How Do You ... - AOL

   www.aol.com/heres-average-americans-credit-limit...

   Your credit card limit is the total amount you can spend on your credit card. So, if you have three cards, each with a limit of $5,000, your total limit would be $15,000.

6. Cut off? What to do if your credit card issuer lowered your limit

   www.aol.com/finance/cut-off-credit-card-issuer...

   In general, a revolving balance below 30 percent of the limit is ideal. When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be ...

7. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.