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2. What happens if you go over your credit card limit? - AOL

   www.aol.com/finance/happens-over-credit-card...

   Keep credit utilization low: Try to keep your credit card utilization ratio (the amount of credit you’re using compared to the total credit available) below 30 percent. High utilization can ...

3. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   2. Overdraft fees. 💵 Typical cost: $26 to $35 per occurrence Overdraft fees happen when you spend more money than you have in your checking account, and the bank covers the difference ...

4. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   Your credit limit is the amount of credit you’re approved for by your card issuer. To keep your account in good standing, your balance should remain under your credit limit.

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   The major credit card fees are for: Membership fees (annual or monthly), sometimes a percentage of the credit limit. Cash advances and convenience cheques (often 3% of the amount) Charges that result in exceeding the credit limit on the card (whether deliberately or by mistake), called over-limit fees

7. Get help with your AOL billing questions

   help.aol.com/articles/account-management...

   The $1 charge won’t actually be deducted from the account. The bank for the credit card should remove the charge within a day or two. If you used a credit card for age verification and noticed the charge hasn’t been removed after a few days, please contact your bank or credit card company.