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  2. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

  3. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/finance/how-to-get-best-mortgage...

    Yes, a 1% drop in mortgage rates can save you a significant amount, but waiting for rates to fall by 2% or 3% can be even more worthwhile. For example, if you borrow $400,000 at 3% APR instead of ...

  4. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    Conventional loans require private mortgage insurance when you have a down payment less than 20%. For example, if you purchase a $300,000 home, your down payment should be at least $60,000 to ...

  5. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/finance/grants-low-interest-loans...

    The Regular Down Payment Assistance Program is available to all KHC first-mortgage loan recipients. Home buyers must have a 620 credit score or higher. Louisiana Housing Corporation

  6. Conforming loans: What they are and how they work - AOL

    www.aol.com/finance/conforming-loans-203505330.html

    A conforming loan refers to a type of conventional mortgage that aligns with the criteria set by the FHFA. ... Low down payment: For conforming loans, the minimum down payment is 3 percent. This ...

  7. How much is a down payment on a house? - AOL

    www.aol.com/finance/much-down-payment-house...

    A conventional loan down payment could be as little as 3 percent. FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Mortgage

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