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If you claim before reaching full retirement age, you receive less than your PIA. In other words, the longer you wait to claim, the larger your benefit will be (with a cap at age 70).
For people born in 1943 or later, your benefit increases by two-thirds of 1 percent for each month you delay claiming benefits past your full retirement age, or 8 percent for each additional year ...
He explained there are three numbers to keep in mind: 62 (the earliest age one can start claiming Social Security benefits), 67 (the full retirement age for individuals born in 1960 or later), and ...
In the middle of that eight-year window is your full retirement age (FRA), otherwise known as the age when you can claim your complete monthly Social Security benefit without a reduction. FRA is ...
People can claim as soon as they turn 62 years old, but the trade-off is a reduced benefit that's locked in for the rest of their retirement. For instance, claiming at 62 will result in a benefit ...
The decision to claim Social Security is a big one, so you shouldn't necessarily rush to take benefits the moment you retire. Think things through, but don't hesitate to consult with a financial ...
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