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  2. Warehouse line of credit - Wikipedia

    en.wikipedia.org/wiki/Warehouse_line_of_credit

    Therefore, warehouse funding allows the loan originators to provide mortgages at more competitive rates. [2] Unlike in other types of lending, loan originators earn more profit from origination fees rather than interest rate spread since the closed mortgage loan is sold quickly to an investor.

  3. Mortgage bank - Wikipedia

    en.wikipedia.org/wiki/Mortgage_bank

    A mortgage bank is not regulated as a federal or state bank and does not take deposits from consumers or businesses. To support their operations, a mortgage bank acquires a certain amount of equity, which is then used to secure the warehouse line. The primary source of funds, however, comes from the warehouse lender. A mortgage bank can vary in ...

  4. Warehouse bank - Wikipedia

    en.wikipedia.org/wiki/Warehouse_bank

    A warehouse bank account is a bank account at a regular commercial bank in which all clients’ funds are commingled or pooled, for the purpose of concealing the client's ownership of the funds. [ 1 ] [ 2 ]

  5. Impac Mortgage Announces Fully Operational Residential ...

    www.aol.com/news/2013-09-30-impac-mortgage...

    Impac Mortgage Announces Fully Operational Residential Warehouse Lending Division Warehouse Team On-Site at the MBA's 100th Annual Convention & Expo IRVINE, Calif.--(BUSINESS WIRE)-- Impac ...

  6. Collateral management - Wikipedia

    en.wikipedia.org/wiki/Collateral_management

    A balance sheet technique is another commonly utilized facet of collateral management, which is used to maximize bank's resources, ensure asset liability coverage rules are honoured, and seek out further capital from lending excess assets.

  7. 35 Normal Things That Are Actually Pretty Horrific If You ...

    www.aol.com/47-things-became-normal-shouldn...

    A warehouse full of unsold TVs, computers and other such items - scheduled for destruction. ... The payday lending industry. ... Housing as a commodity/investment rather than a basic need / shelter.

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