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2. Common reasons why mortgage applications get denied - AOL

   www.aol.com/finance/why-mortgage-application...

   Your credit score is the single most important factor in determining your mortgage rate – and whether you get approved at all. Generally, the best deals go to borrowers with credit scores of 740 ...

3. How Much House Can I Afford on a $75K Salary? - AOL

   www.aol.com/much-house-afford-75k-salary...

   Since current mortgage rates are now over 6.5%, he gave an example of a 30-year loan with 7% interest. ... “Individuals with a salary of $75,000 a year should aim for a home price ranging from ...

4. What is conditional approval in a mortgage application? - AOL

   www.aol.com/finance/conditional-approval...

   Initial mortgage approval, often known as preapproval, is an early stage where the lender provides an estimate of what you may qualify for, based on a preliminary review of your income and credit ...

5. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   Review these seven tips and use them to get your mortgage preapproval and streamline your homebuying process. 13 Tips On How To Get Preapproved for a Mortgage Skip to main content

6. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

7. How to improve your finances before your first mortgage - AOL

   www.aol.com/finance/improve-finances-first...

   Your credit score: One of the biggest determining factors for mortgage approval is credit score. A credit score of 661 or higher places you in the creditworthy category, according to Freddie Mac ...