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  2. How are annuities regulated? Federal and state laws explained

    www.aol.com/finance/annuities-regulated-federal...

    Annuities are financial products sold by insurance companies. They’re regulated through a combination of state and federal oversight, with most of the responsibility falling to state insurance ...

  3. Retirement annuities: Pros and cons of annuity investing - AOL

    www.aol.com/finance/retirement-annuities-pros...

    Annuities are often sold by insurance agents and registered representatives as a way to provide a steady stream of income for their client’s retirement needs. But annuities have several pros and ...

  4. Are annuities a safe investment? - AOL

    www.aol.com/finance/annuities-safe-investment...

    An annuity is a financial contract between you and a life insurance company. You pay a lump sum or series of payments to the insurer who, in turn, agrees to make regular payouts to you over a ...

  5. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    Indexed annuities are a type of fixed annuity which are regulated and distributed in the same manner as fixed annuities (through licensed insurance agents). Indexed annuities are a conservative safe money place for retirement dollars. [4] Indexed annuities usually provide a purchaser with various options for interest crediting.

  6. What are variable annuities? Benefits, risks and how they work

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    Like all annuities, you agree to make a lump sum deposit or a series of premium payments to the insurer, and in exchange, the insurance company promises to pay you a stream of payments for the ...

  7. Retirement annuity plan - Wikipedia

    en.wikipedia.org/wiki/Retirement_annuity_plan

    A Fixed annuity enables fixing the rate of return for a predefined number of distribution periods or for life. Generally, fixed annuities are conservative insurance products as the rate of return is approximately equal to the rate of return that certificate of deposit (CD) would offer. [3] [4] Variable annuities operate in other ways.

  8. 8 Reasons to Rethink Annuities as Part of Your Investment ...

    www.aol.com/8-reasons-annuities-might-actually...

    Annuities provide a steady stream of income for a period between five years and the rest of your life. This feature offsets longevity risk (the chance of outliving your savings during retirement).

  9. Income annuities: What are they and how do they work? - AOL

    www.aol.com/finance/income-annuities-192155451.html

    Income annuities are generally considered a low-risk investment since they’re backed by the issuing insurance company. However, it’s important to choose a reputable insurance company with a ...