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2. Does mortgage prequalification affect your credit score? - AOL

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   Lenders conduct hard pulls when they consider you for mortgage preapproval, which is a more thorough process. A hard pull shows up on your credit report and can impact your credit score.

3. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   The lower your credit utilization ratio is, the better your chances of getting preapproved for a mortgage. The hard pull will reduce your credit score by a few points, but that minor impact ...

4. How to shop for a mortgage without hurting your credit score

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   A drop is inevitable, but you can minimize it. Key takeaways. Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score.

5. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

   www.aol.com/heres-happens-credit-score-pre...

   This considers any credit inquiries (times you apply for credit) from the past 12 months. And if you're applying for a lot of credit at the same time, it can have a major negative impact on your ...

6. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   Once we pull a credit report, it is typically good for 120 days, so about four full months. Ideally, we want to be within that timeline when we start the process,” he said. Know Your Credit Score

7. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Lenders perform a hard credit inquiry for preapproval, which temporarily dings your credit score by around five points for most people. Borrowers with a very good FICO score of 740 and up tend to ...