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The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.
Grading in education is the application of standardized measurements to evaluate different levels of student achievement in a course. Grades can be expressed as letters (usually A to F), as a range (for example, 1 to 6), percentages, or as numbers out of a possible total (often out of 100).
Other universities follow a 5-Point Scale, wherein the highest grade is a 1.00 and the lowest is a 5.00 (failing mark). The lowest passing mark is actually a 3.00. Although usually not depicted, a grade of 4.00 is equivalent to a grade of incomplete. If the school does not use the grade point "4.00", it will use "INC" instead.
In 1996, the institution embarked on its elementary department and changed its name to Pag-ibig Unida School, Inc. The program was further expanded by commencing high school education in 1999 through the leadership of its then chairman of the Board of Trustees, Atty. Guillermo A. Ramos.
The degree of differentiation shown in marks varies greatly from country to country and in many cases within a single country or institution. Expression in terms of ECTS grades is simple where the local marks are highly differentiated (i.e., the local grading scale has as much or more possible values than the ECTS scale).
The most popular and commonly used grading system in the United States uses discrete evaluation in the form of letter grades. Many schools use a GPA (grade-point average) system [73] in combination with letter grades. There are also many other systems in place. Some schools use a scale of 100 instead of letter grades.
International Competitions and Assessments for Schools (ICAS) is a suite of full-colour online competitions designed specifically for primary and secondary students. ICAS are conducted annually in Australia and in over 20 countries in Asia, Africa, Europe, Pacific countries, and America.
Physical Education, physical exercise and training (done on a separate basis but eventually forms part of the Life Orientation mark). Religious Education , as mandated by the South African Schools Act, students may request to be exempted from classes about specific religions (i.e., Bible Studies).