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  2. Earned wage access - Wikipedia

    en.wikipedia.org/wiki/Earned_wage_access

    Theoretically, 'EWA' has even more potential in the UK where the typical pay cycle is monthly, [8] rather than bi-weekly as is the case in the US. As recommended by the Financial Conduct Authority, the UK’s leading providers of Earned Wage Access/On-Demand Pay have come together and created the world's first 'EWA' Code of Practice.

  3. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Payday lending is legal in 27 states, with 9 others allowing some form of short term storefront lending with restrictions. The remaining 14 and the District of Columbia forbid the practice. [16] Some states have aggressively pursued lenders they felt violate their state laws. [17] [18]

  4. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  5. Advance payment - Wikipedia

    en.wikipedia.org/wiki/Advance_payment

    Advance payments made as a loan are generally repayable but this is not always the case. In Leibson Corporation and Others v TOC Investments Corporation and Others, an English Court of Appeal case in 2018, [3] it was established following principles of contractual interpretation that, in the absence of any specific language to the contrary, an "advance" is not always repayable.

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  7. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    An advance-fee scam is a form of fraud ... Scammers instead usually request that payments be made ... The job offer usually indicates exceptional salary and benefits ...