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Mine subsidence coverage may vary depending on what state you reside in and the insurance company writing your policy. In general, the coverage includes a deductible, but offers coverage up to a ...
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Insurance coverage plays an outsized role in the decision to move or invest resources into reconstruction. For some with insurance, it could boil down to having pictures of the property before the ...
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Subsidence frequently causes major problems in karst terrains, where dissolution of limestone by fluid flow in the subsurface creates voids (i.e., caves).If the roof of a void becomes too weak, it can collapse and the overlying rock and earth will fall into the space, causing subsidence at the surface.
Land subsidence is a global issue and has different causes. Some are natural, like earthquakes, and some are caused by humans. In the United States, land subsidence from over pumping has affected 45 states and accounts for changes in over 17,000 square miles of land which is an area almost 10 times the size of Glacier National Park in Montana. [14]
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