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Married and divorced retirees are often entitled to spousal or divorce benefits, and a new year brings fresh changes to Social Security. Whether you're already collecting Social Security or plan ...
If the divorce was finalized at least two years ago, a spousal benefit can be claimed regardless of whether the ex-spouse has filed for a retirement benefit. 5. You can get an estimate of your ...
How to Apply for Spousal or Divorced Benefits. ... under your ex-spouse if the benefit you are entitled to receive on your work is less than the benefit you would receive under your ex-spouse ...
The requirements for spousal benefits extend to divorced spouses as well. As long as you were married for at least 10 years, you've been divorced for two years, and you don't remarry (or a later ...
With spousal benefits, if you file at full retirement age, the most you can get is 50% of the monthly benefit your spouse is entitled to. But otherwise, your benefit can only shrink with an early ...
Even ex-spouses can file based on your earnings. The requirements for claiming benefits based on your ex-spouse’s work record include: You are unmarried. You must have been married at least 10 ...
Image source: Getty Images. Divorce benefits have a lengthier list of requirements, however. To qualify, your previous marriage must have lasted for at least 10 years, your ex-spouse must qualify ...
Unlike married couples — where the higher-earning spouse must file for benefits first — divorced individuals can claim spousal benefits based on their ex-spouse’s record even if the ex ...