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New minimum car insurance liability limits: 30/60/15. Change effective Jan. 1, 2025. The 2025 minimum coverage increase in California marks the first time coverage requirements have changed in 56 ...
Property damage (PD) liability: Property damage liability coverage is designed to pay toward property damage that you cause to others. For example, if you hit another vehicle on the road, your ...
$30,000 of bodily injury liability coverage per accident. $5,000 of property damage liability coverage. Your policy might list these limits as “15/30/5.” Ultimately, having this much liability ...
The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage. This property damage can cover the other person's vehicle or anything that you hit and damage as a result of the accident.
$25,000 in property damage (PD) liability. The last number means that your policy helps pay up to $25,000 for property damage per accident to cover costs to repair or replace other vehicles or ...
This type of coverage is meant to prevent the possibility that a motorist will have to pay for medical expenses and property damage to his vehicle as a result of the accident with the underinsured at-fault motorist. The ramifications related to being hit by an underinsured motorist vary by individual state laws. [citation needed]