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  2. What happens if your life insurance beneficiary dies before you?

    www.aol.com/finance/happens-life-insurance...

    Per capita focuses on splitting the benefit among the surviving individuals rather than passing a portion to the heirs of a deceased beneficiary. Per capita with descendants in mind

  3. Per stirpes - Wikipedia

    en.wikipedia.org/wiki/Per_stirpes

    Per stirpes (/ p ɜːr ˈ s t ɜːr p iː z /; "by roots" or "by stock") [1] is a legal term from Latin, used in the law of inheritance and estates.An estate of a decedent is distributed per stirpes if each branch of the family is to receive an equal share of an estate.

  4. Inheritance - Wikipedia

    en.wikipedia.org/wiki/Inheritance

    In law, an "heir" (FEM: heiress) is a person who is entitled to receive a share of property from a decedent (a person who died), subject to the rules of inheritance in the jurisdiction where the decedent was a citizen, or where the decedent died or owned property at the time of death.

  5. List of countries by inheritance tax rates - Wikipedia

    en.wikipedia.org/wiki/List_of_countries_by...

    Inheritance tax or estate tax is the tax levied upon the wealth of a person at the time of their death before it is passed on to their heirs. [ 1 ] [ 2 ] [ 3 ] List

  6. The IRS just updated the rules for inherited IRAs. What heirs ...

    www.aol.com/finance/irs-just-updated-rules...

    In 2019, the law was changed under the SECURE Act 2.0, although a question was left unanswered as to whether heirs would be required to take a distribution each year, or if they could wait until ...

  7. IRS Changes Could Rewrite Your Inheritance Strategy ... - AOL

    www.aol.com/want-leave-assets-heirs-irs...

    The good news is that because of the $13.61 million per-person exclusion in 2024 ($25.84 million for married couples), few estates in the United States pay even a portion of the estate tax.

  8. Per capita - Wikipedia

    en.wikipedia.org/wiki/Per_capita

    Per capita is a Latin phrase literally meaning "by heads" or "for each head", and idiomatically used to mean "per person". The term is used in a wide variety of social sciences and statistical research contexts, including government statistics, economic indicators , and built environment studies.

  9. Estate tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Estate_tax_in_the_United...

    Top tax rates range from 4.5 percent (Pennsylvania on lineal heirs) to 18 percent (Nebraska on collateral heirs). One state— Maryland —imposes both types of taxes, but the estate tax paid is a credit against the inheritance tax, so the total tax liability is not the sum of the two, but the greater of the two taxes.