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The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.
Endo (derived from "end-of-contract") [1] refers to a short-term de facto employment practice in the Philippines.It is a form of contractualization which involves companies giving workers temporary "employment" that lasts for less than six months (or strictly speaking, 180 calendar days) and then terminating their employment just short of being regularized in order to skirt on the costs which ...
As short-term loans have shorter repayment periods than other types of business loans, it’s easy to get into a cycle of debt if you are late or behind on payments. Additionally, failing to make ...
Short-term business term loans offer predictable fixed payments that may work well if you need dependable repayment terms. A business line of credit is another option since you only pay interest ...
Some online originate loans from their own capital. Others may use a “marketplace” model, in which they match borrowers to loan products from a variety of lenders. Popular business loan products that online lenders offer include: term loans, lines of credit and merchant cash advance. Others use crowdfunding platforms that allow businesses ...
P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...