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Mortgage Electronic Registration Systems, Inc. (MERS) is an American privately held corporation. [1] MERS is a separate and distinct corporation that serves as a nominee on mortgages after the turn of the century and is owned by holding company MERSCORP Holdings, Inc., which owns and operates an electronic registry known as the MERS system, which is designed to track servicing rights and ...
With a clear title, there’s no doubt who the owner of the property is, or who can claim legal ownership of the property. To get a mortgage, lenders require a thorough title search of local ...
A title search is also performed when an owner wishes to sell mortgage property and the bank requires the owner to insure this transaction. In the case of a prospective purchase, a title search is performed primarily to answer three questions regarding a property on the market: Does the seller have a saleable and marketable interest in the ...
Rock Financial was founded as a mortgage broker in 1985 by Dan Gilbert, Ron Berman, Lindsay Gross, and Gary Gilbert. [8] [9] [10] The company became a mortgage lender in 1988, and in May 1998 became publicly traded, launching an IPO. [11] In the late 1990s, the company shifted from a traditional mortgage provider to an online-focused lender.
Then, within 30 days, the new mortgage owner must send you its name, address and contact number. — Greg McBride, CFA , chief financial analyst for Bankrate ... Use an online mortgage lookup tool
MERS itself boasts of saving the "industry up to $200 million annually by creating an electronic clearinghouse for mortgage ownership rights and information." 20,000 "Certifying Officers"
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