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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
“Bad credit/no credit car dealerships are typically more lenient when it comes to credit scores,” said Joe Giranda, director of sales and marketing at CFR Classic. “If you have a lower ...
Automobile salesperson in 1955 Salesperson and customers in a Nash dealership. An automobile salesperson is a retail salesperson who sells new or used cars. Unlike traditional retail sales, car sales are sometimes negotiable. [1] Salesmen are employed by new car dealerships or used car dealerships.
Also a car salesman shared six ways you can save at the dealership. Trending Now: 4 Affordable Car Brands You Won’t Regret Buying in 2024 See More: 7 Reasons You Must Speak To a Financial ...
Buying a car with bad credit — a credit score between 300 and 579 — is possible, but it may be more challenging and expensive. ... credit union or online lender than with a dealership. Steps ...
The originator is also taken into consideration. Because of this, it was possible for a loan made to a borrower with "prime" characteristics (e.g. high credit score, low debt) to be classified as subprime. [6] Proponents of subprime lending maintain that the practice extends credit to people who would otherwise not have access to the credit market.