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  2. Here are the 5 biggest changes to credit scores in 2022 - AOL

    www.aol.com/finance/5-biggest-changes-credit...

    Credit scores and mortgages. The Federal Housing and Finance Agency (FHFA) announced that it would allow lenders to use new credit scoring models FICO 10T and VantageScore 4.0 to qualify borrowers ...

  3. How Your Credit Score Affects Your Mortgage Rate - AOL

    www.aol.com/finance/credit-score-affects...

    When you apply for a mortgage, your credit score is generally one of the most important factors in determining your interest rate. This can make a big difference when it comes to your monthly ...

  4. The Average Credit Scores for 5 Types of Mortgage Loans - AOL

    www.aol.com/finance/average-credit-scores-5...

    Over the same time period, the average credit score for those with a mortgage has risen from 739 to 758. That puts the average credit score for mortgage holders 40 points above the national average.

  5. Compare mortgage rates today - AOL

    www.aol.com/finance/compare-current-mortgage...

    Here are the current average mortgage rates—as well as everything you need to know about how mortgages work. ... funds rate 11 times between March 2022 and July 2023. To put it simply, a higher ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [19] [20] Higher scores indicate lower credit risk. [21] Experian classifies FICO credit scores lower than 580 as very poor, 580–669 as fair, 670–739 as good, 740–799 as very good, and 800–850 as exceptional.

  7. Mortgage and refinance rates for Dec. 24, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year ... The current average interest rate for a 30-year fixed mortgage is 7.00% for purchase and 7.05% for refinance, up 21 basis points from 6.79% for ...

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