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In many data breach incidents, including the noteworthy Equifax data breach, the companies will offer free identity theft monitoring services to people whose information has been compromised.
3. Report the fraud to the CFPB. The CFPB actively investigates consumer issues with credit cards, including fraud. You can file a complaint on their website. 4. Check your credit report for other ...
Report fraud/identity theft: If you find suspicious activity on your credit reports, contact the credit bureaus and consider filing a police report. You may also consider freezing or locking your ...
An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
In Canada, credit monitoring is provided by Equifax and TransUnion, Canada’s two major credit bureaus. In addition to a free credit report and score, Equifax have a premium credit reporting service called Equifax Complete Premier, which lets you see your updated credit report and credit score daily, with alerts and ID protection tools.
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