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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    You can use a calculator or the simple interest formula for amortizing loans to get the exact difference. For example, a $20,000 loan with a 48-month term at 10 percent APR costs $4,350.

  3. How do You Refinance a Car? (Plus When to Avoid Refinancing)

    www.aol.com/refinance-car-plus-avoid-refinancing...

    How do you refinance a car? Find out what steps to take when refinancing a car, including how to choose the best lender with the most competitive loan rates.

  4. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    The cost of keeping your vehicle on the road each month is a challenge for many. Monthly payments on cars have soared — an average monthly payment of $533 for used vehicles and $726 if you buy ...

  5. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  6. Can You Refinance a Car? - AOL

    www.aol.com/refinance-car-113017457.html

    If your current auto loan is high-interest, see if you can save money by refinancing your car. Fed rate cuts could make auto loans a better deal. If your current auto loan is high-interest, see if ...

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [ citation needed ] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk.

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