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New Jersey car insurance laws. New Jersey’s car insurance laws give drivers two options for coverage: a basic policy or a standard policy. Basic policies were designed by the state to ensure all ...
Drivers who meet eligibility criteria can apply for coverage at most insurance agencies in New Jersey. The SAIP website provides assistance for finding a provider, which is available online or at ...
As of 2026, the new mandatory minimums for standard car insurance policies in New Jersey will be: $35,000 bodily injury liability per person $70,000 bodily injury liability per accident
To apply for a hardship license for a minor in Ohio, a minor and his or her family can send a letter to the Ohio Bureau of Motor Vehicles, P.O. Box 16784, Attention Driver License Special Case Division/Medical Unit, Columbus, Ohio, 43216-6784; the letter must explain the hardship and provide the BMV with the minor's full name, date of birth ...
The automobile insurance industry generally supports graduated licensing. However, some youth rights advocates have accused insurance companies of charging premiums to new and young drivers in GDL jurisdictions that are not substantially less than premiums in non-GDL jurisdictions, even though graduated licensing supposedly reduces the risk of accidents.
New Jersey is the only state in the US with this type of surcharge program. In the last few years, [ when? ] the state has charged drivers $583 million in surcharge fees, but the majority of those charged could not afford to pay the fines and had their driving privileges suspended because of their inability to pay.
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