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Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particular insurance company terminates, the agent retains the rights to active accounts and may place them with another insurer. Competition exists between exclusive agents and independent agents.
Just as there is a potential conflict of interest with a broker, an agent has a different type of conflict. Because agents work directly for the insurance company, if there is a claim the agent may advise the client to the benefit of the insurance company. Agents generally cannot offer as broad a range of selection compared to an insurance broker.
Coverage type. What it covers. Liability. This coverage steps in if you or a listed driver on your policy causes property damage and/or injuries to another person caused by an accident in which ...
YouTube is an American social media and online video sharing platform owned by Google.YouTube was founded on February 14, 2005, by Steve Chen, Chad Hurley, and Jawed Karim, three former employees of PayPal.
Christopherson Business Travel is a corporate Travel Management Company headquartered in Salt Lake City, Utah, and founded in 1953.. Christopherson is the largest travel agency in Utah, [1] and the largest national travel affiliate of BCD Travel, with pre-pandemic sales US$682 million in annual sales (2018) and more than 480 employees.
The symmetry of a carbon dioxide molecule is linear and centrosymmetric at its equilibrium geometry. The length of the carbon–oxygen bond in carbon dioxide is 116.3 pm, noticeably shorter than the roughly 140 pm length of a typical single C–O bond, and shorter than most other C–O multiply bonded functional groups such as carbonyls. [19]
The same relationship plotted on a log scale A December 2020 systematic review and meta-analysis estimated that population IFR during the first wave of the pandemic was about 0.5% to 1% in many locations (including France, Netherlands, New Zealand, and Portugal), 1% to 2% in other locations (Australia, England, Lithuania, and Spain), and ...
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