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  2. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    However, your chances of getting a low interest personal loan rate are much higher if you have a “very good” or “excellent” credit score of 740 and above.

  3. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    A high credit score unlocks more favorable unsecured loan terms and interest rates. ... Average interest rate: 12.38 percent (as of July 31, 2024) ... Who a personal loan is best for: Good credit ...

  4. What is a good credit loan? - AOL

    www.aol.com/finance/good-credit-loan-155827160.html

    To illustrate, the national average rate on a three-year, unsecured, fixed-rate personal loan is 10.78 percent for credit unions and 11.37 percent for banks, according to the National Credit Union ...

  5. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    The average credit card interest rate was 21.51% in May 2024, according to the Federal Reserve — just over 10 percentage points higher than the average personal loan interest rate. That lower ...

  6. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    The national average rate on a three-year, unsecured, fixed-rate personal loan is 10.78 percent for credit unions. It’s 11.37 percent for banks, according to the National Credit Union ...

  7. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    April 12, 2024 at 10:17 AM. ... There are also unsecured bad credit personal loans. Generally, they have higher interest rates and more fees. ... For those with a good to excellent credit score ...

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