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2. Need a New Year’s money makeover? A balance transfer credit ...

   www.aol.com/finance/money-makeover-balance...

   A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.

3. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   How balance transfers work. Most credit card issuers offer a balance transfer program. Generally, they feature an introductory 0% APR on balance transfers that can last anywhere from six to 21 ...

4. How to do a credit card balance transfer - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.

5. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   You can capitalize on the perks of a new card. The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall ...

6. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   The best balance transfer credit cards offer up to 21 months without interest. After the intro period ends , whatever balance you have on the card will start accruing interest at the card’s ...

7. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   The most important reason consumers pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start ...