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Federal Student Aid offers a platform to manage federal student loans and access various repayment options.
To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form , your college or career school will send you a financial aid offer , which may include federal student loans.
To apply for federal student aid, complete and submit the Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA application, your college or career school will send you a financial aid offer, which may include federal student loans.
Your loan forgiveness timeline and monthly payment amount depend on which IDR plan you’re eligible for. See below for a quick comparison of the plans. Ready to apply? Start your IDR application now.
Learn how to apply for federal student aid by filling out the FAFSA form on the official website.
Are you looking for information on student debt relief? The Supreme Court issued a decision blocking us from moving forward with our one-time student debt relief plan. Visit StudentAid.gov/debtrelief to learn more about the actions President Biden announced following the decision and find out how this decision impacts you.
Fill out an application for an income-driven repayment (IDR) plan or recertify your existing IDR plan to potentially lower your student loan payments.
Your current balance on an unconsolidated Direct Loan, ED-held Federal Family Education Loan (FFEL) Program loan*, or ED-held Perkins loan* is greater than the balance of that loan when it entered repayment.
Borrowers can now apply for income-driven repayment (IDR) plans electronically rather than needing to upload an application to our website. Please visit StudentAid.gov/IDR to submit your application. If you already submitted an application through our portal you do not need to apply again.
Reviewing this list of six things you should know about the SAVE Plan is a great step toward understanding how to approach student loan repayment. Using the available resources and reading up on your options are both good ways to help you select the right repayment option for you.