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When a loved one passes away suddenly, it can be devastating to discover that they had no insurance or dedicated funds set aside to pay for the funeral. Unfortunately, funerals are not cheap, and...
A short-term life insurance policy may be able to cover you until your temporary life change has resolved and you can get the traditional life insurance policy you want.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Some life insurance plans have what's called a "waiting period." This is the window of time between when you enroll in the plan and when it takes effect. If you die within the window, your ...
The policy's death benefit is initially based on the funeral cost at the time of prearrangement, and it then typically grows as interest is credited. In exchange for the policy owner's designation, the funeral home typically guarantees that the proceeds will cover the cost of the funeral, no matter when death occurs.
The 40th day has great significance in Orthodox religion, considered the period during which soul of deceased wanders on earth. On the 40th day, the ascension of the deceased's soul occurs, and is the most important day in mourning period, when special prayers are held on the grave site of deceased.