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2. Entry-level California home costs up 88% from 2020 ... - AOL

   www.aol.com/news/entry-level-california-home...

   Entry-level California home costs up 88% from 2020, fires to spike prices further. Kenneth Schrupp. January 15, 2025 at 4:10 PM.

3. Mortgage points: What are they and how do they work? - AOL

   www.aol.com/finance/mortgage-points-192840885.html

   You can buy more than one point, and even fractions of a point. A half-point on a $300,000 mortgage, for example, would cost $1,500 and lower the mortgage rate by about 0.125 percent.

4. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   For each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%). [ 1 ] [ 2 ] Selling the property or refinancing prior to this break-even point will result in a net financial loss for the buyer while keeping the loan for longer than this break-even point will result in a net financial savings for the ...

5. Some price-gouging rules could be keeping high-end homes off ...

   www.aol.com/news/price-gouging-rules-could...

   A law barring monthly rents of more than $10,000 for new listings is stopping high-end homes from going on the market, real estate agents and brokers say. Such homes could be in demand for wealthy ...

6. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   Loan Estimates are considered binding in that the lender's costs cannot change and if the lender's estimates of third-party costs are off by more than 10% the lender must cover the difference (this is called "curing"). [3] The Loan Estimate covers all the costs associated with buying a home, even if they are not related to the actual mortgage.

7. Cost approach - Wikipedia

   en.wikipedia.org/wiki/Cost_approach

   Cost approach is a real estate appraisal valuation method used to price an individual property. [1] It is one of three methods, the others being market approach, or sales comparison approach , and income approach .