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  2. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Car insurance companies rely on this information to resolve insurance claims and settlements. In some cases, determining fault is straightforward, but it can become complicated depending on the ...

  3. Sticker shock: Ohio drivers seeing historic rate jumps on ...

    www.aol.com/sticker-shock-ohio-drivers-seeing...

    The big 10 carriers in Ohio raised homeowner rates 3.8% last year, more modest than auto rates, but still the biggest increase since 2018. American Family posted the biggest increase, 14.3%, and ...

  4. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

  5. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    How long you can file a claim for an injury after a car accident depends on your state. Reporting requirements for bodily injury range from one year in Louisiana or Tennessee to 10 years in Alaska.

  6. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Personal injury cases may also include toxic torts, in which a contaminant transmitted by air or water causes illness, injury, or death. Other tort claims may be pursued in conjunction with personal injury claims. The most common personal injury claim involves injury from a motor vehicle accident. [9]

  7. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

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