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  2. What happens if you get in a car accident and you don’t have ...

    www.aol.com/news/happens-car-accident-don-t...

    A California driver with a clean record pays an average of $2,476, or $205 a month, according to USAToday’s BluePrint. The national average is $2,150 annually, or $179 a month. The national ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Data from Quadrant Information Services shows that drivers with at-fault accidents on their records pay an average of 41 percent more for full coverage policies than drivers with clean records.

  4. California auto insurance rates are skyrocketing: Here's why ...

    www.aol.com/news/california-auto-insurance-rates...

    California is as car crazy as ever, with insurance rates increasing to match. Data analyzed by the insurance comparison website Insurify showed the average annual cost of full coverage in ...

  5. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    For automobile accidents in California, a plaintiff must show proof of financial responsibility (California Vehicle Code sections 16000-16078) to claim economical and non-economical damages. [38] Proving the minimum financial responsibility means that a person must be insured by the state's minimum coverage of insurance, which in some cases may ...

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

  7. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

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