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2. 19 Banks That Don’t Use ChexSystems - AOL

   www.aol.com/finance/19-banks-don-t-chexsystems...

   Green Dot’s reloadable, prepaid debit card does not use ChexSystems, and no credit check is required. Prepaid debit card details include: Monthly fees: $7.95, unless you load $1,000 or more on ...

3. Blacklisted by ChexSystems? Here’s what it is and what to do

   www.aol.com/finance/blacklisted-chexsystems...

   If you’ve been blacklisted by ChexSystems for a negative banking history, there are second-chance or safe bank account options available. –Bankrate’s René Bennett contributed to this ...

4. What is a second-chance checking account? Here’s ... - AOL

   www.aol.com/finance/second-chance-checking...

   ChexSystems issues a consumer score that banks use to gauge the risk level of account applicants. Information on closed checking and savings accounts stays on your ChexSystems record for five ...

5. ChexSystems - Wikipedia

   en.wikipedia.org/wiki/ChexSystems

   A ChexSystems report examines data submitted by banks in the past five years. A report may describe banking irregularities such as check overdrafts, unsettled balances, depositing fraudulent checks, or suspicious account handling. Banks may refuse to open a new deposit account for a consumer that has a negative item reported.

6. Check verification service - Wikipedia

   en.wikipedia.org/wiki/Check_verification_service

   Often called "verifying funds" or "merchant funds verification", it was common practice until the mid-2000s that any business or individual could call the bank where the check was drawn and ask for check verification. The bank would ask for the account number, the name on the check, the amount and the check number and just look up the account.

7. What Is ChexSystems? Everything You Need To Know - AOL

   www.aol.com/finance/chexsystems-everything-know...

   Many consumers have still qualified for standard checking options despite having a ChexSystems record. The bank’s decision is based in part on your ChexSystems Consumer Score. The closer your ...