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Instead, here are nine completely free, easy-to-use budget templates and spreadsheets that are available to download right now. Microsoft Excel Personal Monthly Budget Spreadsheet Where to get it ...
Best Free Yearly Budget Spreadsheet. For the planner and goal-oriented go-getter, there is the personal budget spreadsheet from Vertex42. Available as an Excel or Google Sheets template, this ...
Making a budget doesn’t have to be a chore. Take the 50/30/20 rule, which provides a simple budgeting framework: Split your after-tax income into three buckets: 50% for needs, 30% for wants, and ...
3. Pay-yourself-first budget: Best for saving and building wealth. As the name suggests, the pay-yourself-first budget emphasizes saving and investing before spending money on other things.
One of the best ways to stick to your budget and save money is by cutting back on unnecessary expenses, said Linda Chavez, founder and CEO of Seniors Life Insurance Finder.
A new year always inspires a new mindset -- especially when it comes to setting financial goals. See: 10 Things Frugal People Never Buy During the HolidaysNext: Pocket an Extra $400 a Month With ...