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Do Roth 401(k)s or 403(b)s Have Required Minimum Distributions? Good news. As of 2024, Roth 401(k)s and 403(b)s are not subject to required minimum distribution rules. Prior to 2024, these ...
Roth 401(k) plans and Roth 403(b) plans are no longer subject to RMD rules. Designated Roth accounts in 401(k) and 403(b) plans were subject to RMD rules in 2023, but that changed in 2024 due to ...
Image source: Getty Images. 1. Roth 401(k)s are no longer subject to RMDs. Unlike its IRA counterpart, the Roth 401(k) has long been subjected to RMDs.. Seniors could work around that challenge by ...
RMDs are no longer required from Roth 401(k)s or Roth 403(b)s. Roth IRAs have long been exempt from RMDs. Yet even though Roth 401(k)s and 403(b)s also got funded with after-tax dollars, they ...
Roth 401(k)s now align with Roth IRAs. Those with either a Roth 401(k) or Roth 403(b) will no longer have to take an RMD. ... it applies to 2024 funds, meaning you still need to take the RMD if ...
2. After-tax accounts don’t have RMDs. Since you make after-tax contributions to accounts like a Roth IRA and Roth 401(k), they’re not subject to RMDs. After 59.5, withdrawals of contributions ...