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Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
You may want to reference this list to see if you live in a no-fault state: Florida. Hawaii. Kansas. Kentucky. Massachusetts. Michigan. Minnesota. New Jersey. New York. North Dakota. Pennsylvania ...
Yes, Kentucky is a no-fault state. This means that in the event of an accident, each driver’s personal injury protection (PIP) insurance covers their own injuries and damages up to their policy ...
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.
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No-fault liability also known as strict liability Topics referred to by the same term This disambiguation page lists articles associated with the title No-fault .