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  2. These states are increasing minimum coverage requirements in 2025

    www.aol.com/finance/states-increasing-minimum...

    In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. ... no matter who is at fault for the accident. Required in no-fault states.

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  4. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    In the event of an at-fault accident, you are required to handle the situation in a similar manner as an insurance company. Any paperwork or legal proceedings are your responsibility (you may hire ...

  5. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident. ... PIP coverage is required in no-fault states and kicks in regardless of who caused the ...

  6. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

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