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  2. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    How to check your credit score for free. Do you have a credit score yet? ... so the lowest your credit score can go is 300. Still, credit scores from 300 to 500 are ... but they report your ...

  3. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    FICO score 5. FICO score use among different credit bureaus. The three credit bureaus, Experian, Equifax and TransUnion, track credit histories for individual consumers. Each bureau assigns ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  6. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Americans are entitled to one free credit report in every 12-month period from each of the three credit bureaus, but are not entitled to receive a free credit score. The three credit bureaus run Annualcreditreport.com, where users can get their free credit reports. Credit scores are available as an add-on feature of the report for a fee.

  7. What is high credit on a credit report? - AOL

    www.aol.com/finance/high-credit-credit-report...

    This factor makes up 30 percent of your credit score; typically, a higher credit utilization ratio means a lower credit score, as lenders can view carrying higher amounts of debt as a liability.

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